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Michael Caputo

Managing Director

Michael founded Headwater Asset Management in 2009 and serves as its president and portfolio manager. Michael has 30 years experience in financial management including 16 years in the financial services industry serving individuals, small businesses and institutional clients.

Michael previously served as a certified public accountant in the healthcare industry and held senior financial positions with CIGNA Healthcare and Health Advantage Plans. During this time, Michael was a client of a major investment firm. Having sat on the same side of the table as his clients, he has first-hand knowledge of the questions and concerns people have working with a financial advisor.

He is a member of the American Institute of Certified Public Accountants and the Alabama Society of Certified Public Accountants. He served as a member of the University of Montevallo School of Business Advisory Board. He is a graduate of Manderson School of Business at the University of Alabama with a Bachelor of Science degree in Accounting and a Masters of Accountancy.

He has led numerous small groups in prayer and prison ministries. He and his wife, Karen, have been married 30 years and have two beautiful daughters.