Michael Caputo
Managing Director - Chief Investment Officer
Michael founded Headwater Asset Management in 2009 and serves as its president and portfolio manager. Michael has 32 years experience in financial management including 19 years in the financial services industry serving individuals, small businesses and institutional clients.
Michael previously served as a certified public accountant in the healthcare industry and held senior financial positions with healthcare related companies. During this time, Michael was a client of a major investment firm. Having sat on the same side of the table as his clients, he has first-hand knowledge of the questions and concerns people have working with a financial advisor.
He is a member of the American Institute of Certified Public Accountants. He served as a member of the University of Montevallo School of Business Advisory Board. He is a graduate of Manderson School of Business at the University of Alabama with a Bachelor of Science degree in Accounting and a Masters of Accountancy.
He has led numerous small men's groups and served in prison ministries. He and Karen have been married 3 5years and have two beautiful daughters, a wonderful son-in-law, and a handsome grandson.